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FRG
Funds Recovery Group
Licensed attorneys in all 50 states

The fastest, most compliant way to recover your surplus funds

SurplusAI-powered. Local attorney network. Court-grade workflows. Same-day filing available.

Start Your Claim Learn How It Works
50
States Covered
1-Day
Filing
95%+
Success Rate
Local
Attorneys

Trusted Nationwide

Client Satisfaction 4.9★
Funds Recovered $2.2M+
Average Timeline 30-60 Days
IOLTA Compliant
Licensed Attorneys
Court Approved
ISO 20022 Ready

What Are Surplus Funds?

When a property is sold at foreclosure or tax sale for more than the debt owed, the excess money (surplus funds) belongs to the former owner or their heirs. But there's a deadline to claim them.

Time Is Running Out

Most states have strict deadlines. After that, your funds go to the state permanently. Don't lose what's rightfully yours.

$68B+
Unclaimed nationally
3-5 Years
Typical claim deadline
87%
Never recovered
✓ No upfront costs    ✓ We only get paid if you do    ✓ Licensed attorneys handle everything
Check If You Have Funds

How SurplusAI Works

From discovery to disbursement—fully automated, fully compliant

1

Find & Verify

We identify eligible surplus proceeds, validate ownership, and pre-screen court requirements by county. Our experts review every case to ensure you have a valid claim before proceeding, saving you time and protecting you from scams.

2

Assemble & Sign

Clients e-sign authorizations securely online. SurplusAI auto-builds compliant packets with forms, affidavits, and exhibits. No need to visit an office - complete everything from home in minutes with our guided process.

3

Attorney Files

Licensed attorneys in your state review, finalize, and submit through our automated portal system. Same-day filing available for urgent cases. We handle all court appearances and legal proceedings on your behalf.

4

You Get Paid

Clean disbursements via attorney trust/IOLTA with binding agreements. Average payout in 30-60 days after filing. You receive your funds after our contingency fee - remember, no recovery means no fee!

Why Funds Recovery Group?

👨‍⚖️

Real Licensed Attorneys

Not just consultants - actual lawyers in your state

🚀

AI-Powered Speed

Technology + human expertise = faster recovery

💰

No Upfront Costs

We only get paid when you do

Real Recovery Results

Every week, we help families recover funds they didn't know existed

$127,000 Recovered
"I had no idea these funds existed. FRG handled everything from start to finish. The money from my father's foreclosed property helped save our family home. Forever grateful!"
Maria Rodriguez
Miami, FL • Recovered in 45 days
$89,000 Recovered
"Professional, fast, and transparent. They found surplus from my grandmother's property that we never knew about. The process was completely online - so convenient!"
James Thompson
Houston, TX • Recovered in 60 days
$234,000 Recovered
"As a business owner, I was shocked to learn about surplus from our old warehouse. FRG's team recovered it in just 30 days. Highly recommend!"
Robert Chen
Phoenix, AZ • Recovered in 30 days
Average client rating: 4.9/5.0 • Based on 500+ verified recoveries

Nationwide coverage. Local precision.

We handle the heavy lifting—intake, packet assembly, deadlines—while licensed attorneys file and close. You get real-time status and faster payouts.

SurplusAI™ Autopilot

We scrape, verify, and assemble your claim packet—ready for your county—so filings happen in days, not months.

Local Attorney Network

Licensed counsel in all 50 states including California, Texas, Florida, and New York with smart assignment by county.

Clean Disbursements

Trust/IOLTA, court multi-check, or escrow—every dollar tracked with SLAs and receipts.

ISO 20022 Ready

Rich payment data and faster reconciliation as U.S. payment rails upgrade to modern standards.

The Future of Surplus Recovery

We're building optional, compliance-first digital rails alongside the traditional system. As U.S. standards evolve, eligible parties can opt into faster, programmable finance.

ISO 20022-rich transfers for everyone
Optional stablecoin payouts (post-settlement)
Future tokenized receivables for investors
On-chain audit trails
Learn About Innovation

Payment Stack Evolution

Traditional Banking
ACH, Wire, Check
ISO 20022 Rails
Rich Data, Automation
Optional Digital Layer
Compliance-First Innovation

Choose Your Path

Tailored solutions for every stakeholder in surplus recovery

For Homeowners & Heirs

Recover what's rightfully yours with zero upfront costs. Licensed attorneys handle everything.

No Recovery = No Fee
Same-Day Filing
Start Your Claim

For Attorneys

Get pre-qualified leads monthly with AI-powered case flow and automated workflows.

Steady Case Flow
$500-$1,000/Case
Apply to Network

For Courts & Government

Streamline surplus case processing with clean packets and faster closures.

Lower Staff Load
Clean Packets
Partner With Us

Learn More

Understand the surplus recovery process, timelines, and how we protect your interests throughout.

Educational Resources
State Guides
View Resources

Frequently Asked Questions

Everything you need to know about surplus fund recovery

How much does this cost?

Nothing upfront! We work on contingency - we only get paid from recovered funds. You pay absolutely nothing unless we successfully recover your money. No hidden fees, no surprises.

How long does the recovery process take?

Most cases complete within 30-60 days after filing, depending on your county's processing time and case complexity. We can file your claim same-day in urgent situations to meet deadlines.

What if I don't have all the required documents?

No problem! We help you obtain all necessary documentation as part of our service. Our team handles death certificates, property records, and court documents. You just need to provide basic information to get started.

Can heirs claim surplus funds?

Yes! Heirs are often entitled to surplus funds from a deceased relative's property. We handle all probate and estate documentation, making the process simple even for complex inheritance situations.

What happens if my claim is denied?

If we can't recover your funds, you owe us nothing. Our attorneys will explore all legal options and appeals if appropriate. We only succeed when you do - that's our guarantee.

How do I know this isn't a scam?

We're backed by licensed attorneys in all 50 states, court-approved processes, and hundreds of successful recoveries. We never ask for upfront payment or personal financial information. Check our BBB rating and verified testimonials.

What states do you cover?

We operate in all 50 states with local licensed attorneys. We have especially strong presence in high-volume states like California, Texas, Florida, New York, and Arizona where surplus funds are most common.

What's the deadline to claim surplus funds?

Deadline typically 1-5 years (varies by state). After the deadline, funds often go to the state permanently. Don't wait! Check your eligibility today to avoid losing your rightful money forever.

Still have questions?

Check Your Eligibility Now Email Our Team

Latest Updates

Stay informed on regulatory changes and success stories

View All Updates

Ready to Recover Your Funds?

Join thousands who've successfully recovered surplus funds with our AI-powered, attorney-managed process.

Start Your Claim Today Learn How It Works
No upfront fees
Licensed attorneys in all 50 states
Full compliance guaranteed