Claim Your Foreclosure Surplus Funds
If your home sold for more than you owed, that money is yours. We'll get it back.
What Are Surplus Funds?
When your property is foreclosed or sold for taxes, any money left over after debts are paid belongs to you.
Who's Eligible?
- Former homeowners who lost property to foreclosure or tax sale
- Heirs or estate representatives of deceased property owners
- Previous lien holders who had an interest in the property
Important Time Limits
You have 1-5 years to claim (varies by state). After that, surplus funds become property of the state and are permanently lost.
Average recovery: $45,000
Typical range: $5,000 - $250,000+
What You Get
Contingency Fee
No upfront costs. We only get paid after you receive your funds. If we don't recover, you owe nothing.
State-Licensed Attorneys
Attorneys licensed in your state handle all court filings, hearings, and legal paperwork.
Court-Supervised Protection
Your funds stay in court-supervised accounts until distribution. All transactions tracked and audited.
Your Choice of Payout
Receive payment via direct deposit (ACH) or paper check - you decide after funds are released.
How the Recovery Process Works
Transparent steps with realistic timelines
Free Eligibility Check
24-48 hoursWe search county records, court databases, and tax sale registries to determine if surplus funds exist in your name.
Document Collection
3-5 daysGather proof of ownership or heir status. We'll guide you on exactly what's needed for your state's requirements.
Typical documents: Property deed, death certificate (heirs), ID verification, proof of address
Attorney Review & Filing
1-2 weeksA licensed attorney in your state reviews your case, prepares all legal documents, and files your claim with the appropriate court or county office.
Court Processing
30-90 daysThe court reviews and approves your claim. We handle any objections or additional requirements. You'll receive status updates via our portal.
You Get Paid
5-7 days after approvalAfter court approval, funds are released. You receive your funds via your chosen method (direct deposit or check) after our contingency fee.
Example: $50,000 recovery → You receive $35,000
Real Success Stories
Homeowners and heirs we've helped recover their money
Former homeowner recovered surplus from foreclosure sale. Property sold for $320K with $273K mortgage balance.
Heir recovered deceased parent's surplus funds. Property sold at tax sale for $450K with $323K owed.
Tax sale surplus recovered for senior citizen. County held funds for 2 years before we discovered them.
Common Questions
Addressing your concerns about surplus fund recovery
Is this a scam?
No. Surplus funds are real money held by courts and counties after foreclosure or tax sales. This is a legitimate legal process governed by state law. You can verify surplus funds exist by checking your county clerk's office directly.
Why do I need an attorney?
Most states require court filings, legal documentation, and compliance with specific claim procedures. While you can file yourself, the process involves complex legal requirements, strict deadlines, and potential objections from other claimants. Attorneys increase your chances of success significantly.
Can I do this myself?
Yes, you can file on your own. However, you'll need to: research your state's claim procedures, gather all required legal documents, file motions with the court, respond to objections, and navigate complex legal requirements. Many DIY filers miss deadlines or make procedural errors that result in denied claims.
What documents do I need?
Requirements vary by state, but typically include:
- • Government-issued ID (driver's license or passport)
- • Property deed or foreclosure documents
- • Death certificate (if you're an heir)
- • Proof of current address
- • Estate documentation (heirs only)
How much will I really get?
You receive your recovered funds after our contingency fee. We only get paid after successful recovery. This covers attorney fees, court costs, research, and filing expenses.
Example calculations:
$30,000 recovered → You get $21,000
$75,000 recovered → You get $52,500
$150,000 recovered → You get $105,000
What if my claim is denied?
You owe us nothing. Our attorneys will review the denial and determine if an appeal is warranted. If we believe the denial was incorrect, we'll appeal at no additional cost to you. You only pay our fee if we successfully recover funds.
Technology & Support
Everything you need to track your claim and stay informed
Client Portal Features
- Real-time case status tracking
- Secure document upload and e-sign
- Direct messaging with your attorney
- Deadline alerts and reminders
- Payment tracking and receipts
Dedicated Support
- Client helpline (M-F 9am-6pm EST)
- Email support with 24-hour response
- Video guides and tutorials
- Text updates for case milestones
- Dedicated case manager assignment
Ready to Claim Your Surplus Funds?
Free eligibility check. No upfront costs. You only pay if we recover your money.